How to Save on Travel Insurance – 5 Steps

Everyone loves a bargain and wants to get the best deals possible. The same is true for travellers. For those who love to travel, this hobby is not a cheap pastime, it needs money, time and effort too.

Many factors go into making the most of your leisure travel, but one of the most important is travel insurance. This is critical and travel packages can depend on a wide array of things.







Here are ways to save on travel insurance.

  1. Get Free Travel Insurance With Your Credit Card

The best thing about travelling is you can use your credit cards so that you won’t shed out cash outright. Credit cards allow you to travel now and pay later. Many credit cards include travel insurance but you need to check the limits of cover they provide.

Whether you’ll get a single trip travel insurance or a group package, using your credit cards may give you with the best offers. All you need to do is always use your credit card when booking vacations or holidays.

  1. Get Annual Travel Insurance Packages

If you’re a wanderlust or a digital nomad and travel more than once or twice year, it can make sense to get an annual travel insurance plan. Buying insurance on a monthly or bi-annual basis may be more expensive.

  1. Buy Your Travel Insurance At The Right Time

One of the common mistakes travellers make is leaving their travel insurance until the last minute, or even as an afterthought. The best time to subscribe to a travel insurance is when you book and pay for your holiday. This way, you’ll save money should you need to cancel the trip.

  1. Get Family Rates If You’re Not Travelling Solo






Individual travel insurance rates are more costly than family plans. When you love to travel with your loved ones, you should get family insurance plans. They are cheaper than individual rates for families of three members or more.

Moreover, individual plans can be costly because of the process you need to go through before you can get best travel insurance. However, when you’re a group of travellers, family members or friends, insurance company can often offer various discounts and flexible packages.

  1. Subscribe To E-mail Or Social Media Alerts For Discounts And Promos

Another way to save on travel insurance is to subscribe to E-mail and social media alerts on various agencies offering affordable and discounted travel insurance. By being updated on these great deals, you’ll save more and enjoy your vacation more.

Travelling is fun and exciting, but at the same time, scary and full of uncertainties. You need to make sure you and your family are safe from harm, from crimes in case there’s a travel risk to untoward health conditions. Having a travel insurance enables you to protect yourself and your family. Additionally, you don’t have to worry about hospital expenses in case you encounter a disease or accident during your vacation.

Cover for Seniors

As more and more seniors are looking to travel independently and becoming more adventurous, insurance for older people is increasingly important but not always easy to find, and some rates are very expensive and can have many restrictions..
We have searched the market and found this from Globelink International:

“Travel insurance for over 80 years old travellers at Globelink International is well-balanced to be affordable enough and to fit most of seniors wanting to see the world.
Globelink offers travel insurance over 80’s and covers a wide range of pre-existing medical conditions such as Asthma, Cataracts, Diabetes, High blood pressure, Tonsillitis etc.
Travel insurance for over 80 years old travellers have been designed to cover United Kingdom and European Union residents travelling independently or on a package/self-catering type holiday.”

Globelink’s rates are competitive and we recommend comparing the range of insurances they provide with other insurance companies, to meet your insurance needs.   Travel Insurance

Cliff Chapman

Note. I receive an affiliate commission for Globelink insurance but you do not incur any additional cost.

Travel For Health.

8 Reasons Why Traveling Is Good for Your Health

(Original article by Karen Reed for

Traveling is one of the best things that you can do for your health. It helps your physical and mental health, with many travelers saying that it’s also excellent for the soul.

There are no limits when it comes to traveling, except for what you can afford. You can sight-see around some of your most dreamed about countries or choose exotic adventures. Go by rails, car, or even by boat. There are just so many options, and they will all help you in ways that you have never imagined.

You’re Able to Get Moving

The biggest benefit of traveling is the amount of movement that you will do. You will constantly be on the go, even if you are taking a trip on a cruise. There are sights to see and things to do!

Challenge Your Brain to Improve Its Health

The brain is another muscle that needs strengthening and challenging. While it doesn’t necessarily work in the same way as other muscles in the body, it can be developed and improved over time. The great news is that travel has been shown to help improve the brain health.

Get Away from the Everyday Stresses in Life

The more you get away, the more you move away from the everyday stresses of life. You get to take your mind and body out of work, family life, and other problems.

You’ll Find It Much Easier to Cope with Stress

Getting worked up about everything is causing your heart and other organs to fail. You won’t be happy, and you’ll feel exhausted every single day. You need to step away and start traveling. Getting away from the everyday stresses isn’t just a way to unwind. You’ll find that traveling helps you cope and deal with stress so much better. In fact, you can find that situations that were once a nightmare are those that you breeze through when you return.

Boost Your Creativeness to Boost Your Health

Did you know that more creative people are healthier? Okay, so this isn’t in every single case, but you will help to improve your life and health by focusing on a more creative approach. The great news is that traveling will help to improve just how creative you are in life.

Boost Mood and Thoughts Through Social Connections

Isolation is one of the worst things in life. While you think that you may like the quiet, it can be draining on you emotionally. Humans aren’t isolated creatures. We crave the social interaction of others. Maybe not every day, but we do benefit from some social interaction regularly—and definitely not just with kids!

Find It Easier to Boost Weight Loss Efforts

If you’ve ever wanted to lose weight, you want to look at traveling more.  Let’s focus on the activity element that was our first main benefit of traveling. When you do more activity, you instantly burn more calories. You make it easier to get rid of the excess calories that you eat on a daily basis.

Try Out Alternative Lifestyles and Health Remedies

When you visit new cultures, you get to experience how other people live. This isn’t just about developing new social thoughts or beliefs, but also about witnessing health remedies and different types of lifestyles. Traveling will let you try out the alternative lives safely and without too much commitment. It’s possible to get away from the touristy areas and focus on how the real people live.

Where Will You Travel First?

Traveling really is one of the best things that you can do for your health. This is something that supports both your physical and mental health. You will get to support your emotional health and life a better and more natural life, even when you’re not traveling.

The eight reasons to travel more above are a snapshot of the way you will benefit. There are just so many more reasons to travel to help protect your health.

This is an extract of the article written by Karen Reed.
You can see the full article here

Your Blog

If you don’t have a Blog that’s another story for another time,

If you do have a Blog then you’ll know it can be a lot of work and take a lot of time maintaining it.

We’ve all heard “Content is King” and this suggests you must continually add content but …

Here’s what Derek Halpern, the Founder of Social Triggers has to say …

“Much of the “common sense” wisdom that “experts” share about building a readership is, at best, flawed and, at worst, flat out wrong.
As an example, has anyone ever told you that…

“The secret to building a blog readership is by regularly updating your blog with engaging content each week!”

That couldn’t be MORE WRONG.

The 80/20 Rule for building a Blog audience is 20% Creation and 80% Promotion” 

You see, many of these “experts” who dish out flawed advice fall into one of two categories. 3
They are either: –

A) Experts who built their readership back in the day, back when there was almost no competition. Back when it was EASY to build a readership. –

B) Experts who are trying to “fake it til they make it” by sharing tips and tricks that they “think” are right, but they’re not quite sure.

That’s why their advice stinks. They don’t know what they’re doing in TODAY’s overcrowded marketplace.”

If you are serious about using your blog to get more business I highly recommend Derek Halpern’s free ebook
“How To Get Your First 5,000 Subscribers”

You can get it here


Australian Escapes

Australians spend more than AU$51 billion on domestic travel every year.

Australia - Straya

Figures from Tourism Australia suggest Aussies are taking short breaks instead of long holidays and focus on making the most of a destination.

So, if you’re short of time, travelling with a family, needing a beach break, looking for a different food scene or a bit of culture, where should you go this year?

Here’s a list of Australian weekend escapes to help you plan your next escape.

  • Best for families – Byron Bay, New South Wales
  • Best for food – Darwin, Northern Territory
  • Best for a weekend break – Adelaide Wine Region, South Australia
  • Best for an unusual island experience – Bruny Island, Tasmania
  • Best for an indulgent escape – Daylesford Spa Country, Victoria
  • Best for a cultural fix – Canberra, ACT
  • Best for the great outdoors – The Kimberley, Western Australia
  • Best for a beach break – Noosa & the Sunshine Coast, Queensland

Read more

#Australia  #Escapes

Crocs, Crocs & More Crocs

After spending 12 hours in a cramped and uncomfortable British Airways 777 from Heathrow to Hong Kong


and a much more pleasant Cathay Pacific flight , Maureen and I were greeted by our daughter Alison and grandson Matari at Cairns airport even though we arrived an hour late.
We hadn’t seen them for 18 months since their visit to England when we took them on a weeks’s trip to Munich in Germany to visit friends and take the cable car up the mountain for Matari to see snow for the first time in his 6 years.

Although we’re in Australia for 3 weeks time passes quickly catching up with family and friends we haven’t seen for many years and checking out the local eateries and drnking places.

However, we’ve travelled around a bit and on Sunday we went to the market at Port Douglas stopping off at the “Zen Beach” en route.

On the way back we visited Hartley’s Crocodile Adventure Park and had a great afternoon, and if you’re in the area just north of Cairns do yourself a favour and pay them a visit and help preserve these incredible creatures.

You can cruise the Lagoon in a boat to see 5 mtr saltwater crocodiles in their own wetlands environment.  Walk the Wildlife Discovery Trail and meet freshwater crocs, turtles and lizards and go through the tropical walk-through bird aviary. Visit the Macalister Education Centre for an insight into the local environment. Meet the beautiful flightless Cassowaries, and discover why they are so important to our rainforests. Enjoy entertaining and educational wildlife presentations including snakes, cassowaries, koalas, crocodiles, quolls and much more that makes up our unique and beautiful eco-system.

This is a great family attraction and you can find their full programme at

Our thanks to the guys and girls who run this fantastic park and made our day really one to remember.


Are You Mobile?

How does your Website, Blog or Facebook Page look on a mobile phone?
Are you missing out on loads of traffic and what does Google say?


Mobile phone XXX






Take this one minute Google Test to see …

It checks … 

  • If text is readable without zooming
  • Whether users have to scroll horizontally or zoom
  • If links are far enough apart so that the correct one can be easily tapped
  • For software that isn’t common on mobile devices, like Flash

And shows …

  • What Googlebot sees and how it affects your website performance and search engine ranking.
  • What it takes to earn “mobile friendly” status with Google. This is important because Google, and other search engines, now look for “Mobile Fiendly Tags” when determining Page Rankings and positions.

Check your site, it only takes one minute.

If your site is Mobile Friendly – Great.

If not, you know what to do.

Please pass this on to friends, colleagues or even your enemies to help their website design.

Thank you.

Cliff Chapman

How Strong Is Your Website?

This is Website Grader’s analysis of

How strong is your website?

Your website is the window to your business and like everything, first impressions count. Without a website, you don’t exist, and it’s the same if nobody can find your site.

But it’s more than that.

We help by sending traffic to your website using your free advert, but it’s your website that actually does your selling, and your success is down to three main factors.

 1.  Performance.

An optimized website’s is crucial to its performance, increasing traffic, improving conversion rates, generating more leads, and increasing revenue.

  • Page Size. The heavier the site page, the slower it loads. For optimal performance, page sizes should be below 3MB
  • Page Requests. The more HTTP requests your website makes, the slower it becomes.
  • Page Speed. Webpages should load within 3 seconds. Any slower and visitors will abandon your site, reducing conversions and sales.

2.  Search Engine Optimisation (SEO)

Your website must be easy for users to discover—and easy for search bots to understand—with better page titles, headings, and descriptions.

This might sound technical but can be broken down into four simple parts.

  • Page Titles. Page titles should be no longer than 70 characters in length and not repeat keywords.
  • Heading tags distinguish headings from core page content.
  • Meta Descriptions. Meta descriptions should be no longer than 155 characters in length and should be relevant to the page.
  • Site Map. Site maps help users navigate your site quickly and easily.

3.  Mobile

In today’s world this is the most important factor.

Various reports give varying percentages of searches made by mobile devices but the simple fact is more than half of all searches are made on mobile devices and growing fast.

For some time now Google penalises websites that aren’t optimised for mobile.

What Does Website Grader Do?

Hubspots Website Grader analyses your website and gives you an overall score out of 100, plus individual scores for each of the above factors plus a score for Security.

It makes recommendations on what to do next to increase your sites ratings and improve your website’s performance.

It’s completely free, takes just a few minutes and doesn’t require you to enter your email address or any personal information.

Go to and enter your website URL and in a few minutes your results will be displayed on the screen.

What you decide to do next is entirely up to you and will obviously depend on the rating your site gets and the recommendations the report makes.

A side bonus is that you can enter any website URL even to see how your competitor’s sites are performing.

Please contact us and drop us a quick reply if you have found this useful.

Thank you

Cliff & Alison

PS.  Get your website graded here

Please pass this on to any colleagues, friends or even competitors.

Who are Bamboo?


Bamboo was built on a cornerstone of a combined experience of almost 40 years in international travel and global volunteering. The three co–founders; Colin, Steve and Mark, each share the same visions and agree it’s essential that travel in developing countries must be giving–back to the communities that it visits. This, combined with having the most fun possible, is the priority of all Bamboo’s tours. Each tour is designed around the positive impact that creates, the legacy that it leaves behind and the way that travelers and communities work together. This is as much about a cultural experience as it is a holiday.

The history of Bamboo is as interesting as the tours that we now operate. Colin is the real trailblazer having launched Global Volunteer Network almost 15 years ago. GVN, as they were known, was the first of its kind, paving the way for other volunteer travel companies to follow suit.

Mark and Steve met in 2009 whilst working for a small volunteer–travel company. They quickly became friends and realized that the only way to ensure that what they had their name on was operating honestly and with the very best of intentions was to do it themselves. They took a huge leap of faith and launched the now world–famous, Bamboo Project.

GVN and The Bamboo Projects worlds’ collided in 2015 when the three founders met up in Thailand. It wasn’t long in to that first meeting they realized that by working together, with the principles on which Bamboo is founded, they could effectively begin to change the face of international travel. Bamboo was born.

GVN is one of the oldest and most well–respected volunteer placement organizations on the planet. They became and held that position to become a trusted brand because of the commitment they have shown to their volunteers and their projects. The Bamboo Project reached incredible heights in a very short space of time due to being different, being fun and taking every step with a huge smile on its face. This was recognized in 2015, after operating for just 16 months, when they were awarded the much coveted ‘Worlds Best Volunteer–Tour’ by Tour Radar!

Over the last 15 years, GVN and The Bamboo Project have placed 26,769 volunteers on projects around the world and opened the eyes of international travelers to new cultures and customs globally. They’ve raised almost $2.5 million in project donations and have generated tens of thousands of volunteer hours for needy and worthwhile projects.

Since GVN and The Bamboo Project have joined forces the effect has been incredible. As one, in the first six months, they’ve signed up over 3,000 new and returning volunteers and travelers. In the first full year, they will have signed up over 5,000 new volunteers!

Forgot Your Password?

Do you want an easy way to remember your passwords?

Our second tip is a tool we use to manage our passwords.

How frustrating when you need to access a website or use a service you’ve signed up to only to find the password you thought was correct isn’t the right one. This frequently happens when you need to do smething quickly and time is a constraint.
And even more infuriating when you’ve tried a few other passwords and access is then locked.

Well all this can be a thing of the past due to a great service called Dashlane.

Once set up you only have to remember your Dashlane password and the rest is simple.

Click here to go to Dashlane and download the free version. Once you start using it you’ll wonder how you managed without it.

Cliff & Alison
If nobody knows about you, how do you get new customers?
If you want a quiet life – don’t advertise.

#Tips #Password

Is Your Website Down? – How Do You Know?

Do you know when visitors to your website or blog see this?

404 Error: File Not Found
The URL you requested was not found

You have invested time and money in your website and it must work for you.

  • But what if it isn’t there?
  • What if nobody can find it?
  • And how do you know when it’s down?

When our previous website stopped delivering the traffic we expected we carried out a lot of tests to discover why and it was only when we installed Uptime Robot we found the hosting server kept dropping out, sometimes for hours at a time, due to testing they were doing which had nothing to do with us.

Uptime Robot pinged our website every few minutes and sent us an email whenever our site went down and another email when it came back up so we knew how often and for how long our site was down.

Your hosting company isn’t likely to tell you they’re not providing the service you expect, and pay for, so getting an alert when your website is down is very much in your own interest so you can do something about it.

The sad truth is that if visitors see your website is down, they most likely won’t visit you again, and worse, may well spread the word your site was down when they visited.

We highly recommend installing  Uptime Robot – and it’s free.

It takes just a few minutes to set up and immediately gives you the comfort of knowing how reliable your website is.

Cliff & Alison

PS. We installed our new Traveljunkies website in January using a different host and Uptime Robot is now showing 100% availability.

Translate »